Get to know us
Located in Beautiful Palm Coast, Florida, we have helped Floridians all over the state acheive their dream of homeownership.
Explore various loan program options for fixed and adjustable rate mortgages.
Calculate your mortgage, interest rates, and more.
Complete our online secure application here. It only takes a few minutes.
Welcome to Saltwater Funding, Inc.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
In today's highly competitive market, it is imperative that you work with a mortgage professional before you start viewing homes. It's important to know how much you qualify for and what your new monthly payment and closing costs could look like before you start making offers. Homes are selling faster than ever before and most sellers are requiring a Pre-Qualification Letter or Proof of Funds before they will accept any offer. Reach out today to get Pre-Qualified. We are ready to answer all your questions and work with you to successfully close on your new home!
Welcome to the official site of Saltwater Funding, Inc. We are a full service mortgage company based in Palm Coast, Florida. We specialize in FHA Loans in Palm Coast. We also serve the surrounding cities in Flagler County. Whether you are buying a home or refinancing in any of these zip codes: 32137, 32164, 32084, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
Contact Saltwater Funding, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.